The U.S. Department of Housing and Urban Development (HUD) responsible for national policy and programs that address America’s housing needs, that improve and develop the Nation’s communities, and enforce fair housing laws. HUD’s business is helping create a decent home and suitable living environment for all Americans, and it has given America’s communities a strong national voice at the Cabinet level. HUD plays a major role in supporting homeownership by underwriting homeownership for lower- and moderate-income families through its mortgage insurance programs.
The primary programs administered by HUD include:
- Mortgage and loan insurance through the Federal Housing Administration
- Community Development Block Grants (CDBG) to help communities with economic development, job opportunities and housing rehabilitation;
- HOME Investment Partnership Act block grants to develop and support affordable housing for low-income residents;
- Rental assistance in the form of Section 8 certificates or vouchers for low-income households;
- Public or subsidized housing for low-income individuals and families;
- Homeless assistance provided through local communities and faith-based and other nonprofit organizations;
- Fair housing public education and enforcement.
Information about finding and applying for HUD grants and funding opportunities is available here.
Learn more about Foothills Regional Commission’s Housing Department here.